| Comment | I think it is better under certain circumstances. I was thinking of switching from HTB ISA to the LISA.
I think with LISA you can put as much as you like in at anytime up to £4000 over the course of a year (£333 per month) whereas the HTB is £200 per month but you could open it with £1400.
I would really need to speak to an expert though, mostlt because it is a ballache trying to work it out for yourself lol.
One thing to note though (not sure if this applies to the LISA too) but you only get the bonus after paying your deposit. You need to ask your solicitor to apply for it.
This means that you cant use the bonus as part of your deposit unless you come to some kind of agreement with the seller. |
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