| Comment | I've been in a flat without a factor for two years and it's been great so far. I should mention we are only 4 in a block which probably makes it a bit easier. Two of the flats are council owned so myself and the other owner just raise it to the council when we need things done, and get three quotes and put them through the doors. Sometimes the council will just pay for it themselves with no need for us to pay if it's a smaller job or a safety concern which is nice. We don't put any money in a fund, so obviously it does require individual budgeting for repairs - I just put away a bit of money each month myself. |
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