| Comment | a) most advisers work on commission so you shouldn't need to pay fees
b) not all lenders are on comparison sites, there's lots of small lenders who can do very favourable deals
c) it's good to have someone who knows the ins-and-outs, ours shifted us to a better L2V and lower interest by renegotiating the property value with the lender (their estimate was artificially low due to the volume of right-to-buy sales in the vicinity), saving us a few grand over the loan period - not something we could have done ourselves, he knew who to pick up the phone to |
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