r/Glasgow Tools

Title
Author	Farookbuls4r4
Comment	Sorry if I sound like an arsehole - I’m genuinely trying to give advice. A home report is a visual inspection. I have moved a few times over the last 15 years - houses and flats. Every time, the person doing the home report did a walk around and stuck their head through the loft hatch, that’s it. All they are doing is putting a value on the property that dictates what a bank will lend you as a mortgage. They will identify obvious major issues, but it is NOT a structural survey, and they don’t go on the roof or under the floors. I’ve had estate agents tell me to use their guy for a home report to ensure buyers can get a mortgage that matches their valuation. Won’t name names, but it rhymes with Cunter Hogg and Cuntyson. Read the report - 80% of it is a template. There is a lot of disclaimers, things like “electric meter appears to be in working order but a full electrical inspection should be sought to ensure blah, blah, blah” or “roof is not visible from street level”. If you want to look in the roof, I’d absolutely ask, but do you know what you are looking for? Your solicitor just wants an easy transaction. Is there a factor or is the building self factored? Either way, it sounds like the problem has been identified already, so ask for info about what the problem was and how it’s going to be sorted - there will be quotes from whoever is going to fix it. It might be typical maintenance that all tenements and older properties need regularly. There is a way to ask legitimate questions about what will be the biggest purchase of your life, and it is your right as a buyer to do so. The seller doesn’t want the hassle of an offer falling through. Please feel confident to ask whatever you want, and don’t let a lazy solicitor or estate agent tell you otherwise - they’re just looking for a pay day.
Reddit Link	https://www.reddit.com/r/glasgow/comments/okz4v9/should_we_ask_to_look_in_the_roof_space/h5bs2le/
Created	Thu 15th Jul 2021 11:00pm
Status	normal ()

Sorry if I sound like an arsehole - I’m genuinely trying to give advice. A home report is a visual inspection.
I have moved a few times over the last 15 years - houses and flats. Every time, the person doing the home report did a walk around and stuck their head through the loft hatch, that’s it. All they are doing is putting a value on the property that dictates what a bank will lend you as a mortgage. They will identify obvious major issues, but it is NOT a structural survey, and they don’t go on the roof or under the floors. I’ve had estate agents tell me to use their guy for a home report to ensure buyers can get a mortgage that matches their valuation. Won’t name names, but it rhymes with Cunter Hogg and Cuntyson.

Read the report - 80% of it is a template. There is a lot of disclaimers, things like “electric meter appears to be in working order but a full electrical inspection should be sought to ensure blah, blah, blah” or “roof is not visible from street level”.

If you want to look in the roof, I’d absolutely ask, but do you know what you are looking for?

Your solicitor just wants an easy transaction. Is there a factor or is the building self factored? Either way, it sounds like the problem has been identified already, so ask for info about what the problem was and how it’s going to be sorted - there will be quotes from whoever is going to fix it. It might be typical maintenance that all tenements and older properties need regularly.

There is a way to ask legitimate questions about what will be the biggest purchase of your life, and it is your right as a buyer to do so. The seller doesn’t want the hassle of an offer falling through. Please feel confident to ask whatever you want, and don’t let a lazy solicitor or estate agent tell you otherwise - they’re just looking for a pay day.