| Comment | In terms of leaving a contract with a factor, if you have more than half of the residents all agreeing to terminate the contract (exact majority needed might be in the title deeds but cannot be more than 2/3rds), then there is nothing the factor can do.
[More info](https://www.gov.scot/binaries/content/documents/govscot/publications/advice-and-guidance/2013/03/common-repair-common-sense-guide-to-managing-tenements/documents/common-repair-common-sense-short-guide-management-tenements-scotland-pdf/common-repair-common-sense-short-guide-management-tenements-scotland-pdf/govscot%3Adocument/Common%2BRepair%252C%2BCommon%2BSense%2B-%2Ba%2Bshort%2Bguide%2Bto%2Bthe%2Bmanagement%2Bof%2Btenements%2Bin%2BScotland.pdf)
Self-factoring is certainly possible (and I think more common over in Edinburgh) but somebody needs to take responsibility for collecting money, dealing with people who don't pay, arranging contractors to do work, organising insurance etc etc - so it's not without significant overheads |
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