I highly recommend listening to this podcast with the owner of dont threat about debt you can also find their website on the link below
Podcast - https://open.spotify.com/episode/10h1LghYbGpTa8GEBYgUlS?si=G-x8eOSpTM2rYV2LPNME1A&dl_branch=1
Website - https://www.dontfretaboutdebt.net/help-with-debt/?utm_medium=cpc&utm_source=google&utm_campaign=cpcscotland&utm_content=debt%20free_b_m_&gclid=EAIaIQobChMI5PjerLay8gIVkt_tCh2c6A_eEAAYASAAEgIen_D_BwE |