At the beginning of the year I was on about £400 a month less than what I am now. Got a new job with a boost in salary and somehow I feel like I have less disposable income than I had six months ago and earning less? I also had more travel costs as was travelling between Glasgow and Edinburgh more often. Not being able to clear my overdraft or credit cards either. We've also cut down on going out/takeaways. Not sure what else I can cut back on. |