| Comment | > Also if you don’t know (it might be obvious but I didn’t realise) your mortgage will be on home report value only.
While this is a good guideline it's not that simple - lenders will generally do their own valuation which may be more or less than the HR value, and if similar properties in the same area have been consistently selling above that value then they will sometimes lend more. A good mortgage advisor can make all the difference here. |
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