r/Glasgow Tools

Title
Author	Torran_Toi
Comment	Like /u/fishonawalk said, legally speaking, you've already paid. A few years ago I had a bill to pay to renew my car insurance. I paid it 1 day before the due date at the Post Office in cash. What I didn't know, because I didn't read the back of the letter, was that Post Office payments take a few days to clear. By the time it cleared the bill due date had passed. The insurance company stopped my insurance. I didn't know this as they didn't even bother sending out a letter. I drive about none the wiser then get pulled over by the police one day. The on-board computer tells them I don't have insurance. I insist that I do. They don't care. It goes to court. The case lasted all of 5 minutes. My lawyer showed the Sheriff my post office receipt showing that I physically handed the cash over 1 day before the bill was due and argued an admin problem due to post office clearance time caused the insurance company to believe I hadn't paid. Sheriff accepted that as a valid argument. He agreed that I had already paid in good faith and ordered Churchill to refund my money or reinstate the policy. Case against me was dismissed. So, ignore the letters and let them take you to court for recovery if they really want to. Keep the receipts. They prove that you paid the correct amount in good faith.
Reddit Link	https://www.reddit.com/r/glasgow/comments/c74hru/smart_parking/esdxcb2/
Created	Sun 30th Jun 2019 6:21am
Status	()

Like /u/fishonawalk said, legally speaking, you've already paid.

A few years ago I had a bill to pay to renew my car insurance. I paid it 1 day before the due date at the Post Office in cash. What I didn't know, because I didn't read the back of the letter, was that Post Office payments take a few days to clear. By the time it cleared the bill due date had passed. The insurance company stopped my insurance. I didn't know this as they didn't even bother sending out a letter.

I drive about none the wiser then get pulled over by the police one day. The on-board computer tells them I don't have insurance. I insist that I do. They don't care. It goes to court.

The case lasted all of 5 minutes. My lawyer showed the Sheriff my post office receipt showing that I physically handed the cash over 1 day before the bill was due and argued an admin problem due to post office clearance time caused the insurance company to believe I hadn't paid. Sheriff accepted that as a valid argument. He agreed that I had already paid in good faith and ordered Churchill to refund my money or reinstate the policy. Case against me was dismissed.

So, ignore the letters and let them take you to court for recovery if they really want to. Keep the receipts. They prove that you paid the correct amount in good faith.