| Comment | I'd rent instead. If you're only here for a year or so, you're not tied down to the property and it'll save you a lot of headaches. Properties in the west end with private gardens are few and far between and you'd need a higher budget for it tbh.
Just on the mortgage point, if you took out a fixed rate deal, you'd be paying thousands on an early exit fee if you decided to sell during the fixed rate term. It depends on the mortgage and the specific terms, but very few lenders will allow you to rent out the property either as you wouldn't be taking out a BTL mortgage. Obviously a mortgage advisor would be the right person to speak to but buying and selling the same property within a relatively short period of time isn't straightforward. |
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