| Body | I'm hoping to be buying a property soonish, all being well. I'm in the middle of saving a deposit and don't have much of a budget as I'm buying on my own and not in a well-paid job. I'm not from Scotland so the process has been a bit more difficult to get my head around since its a different system to what's at home and I can't really ask anyone for advice.
Obviously the market recently has been bananas and everything is going for higher than what's on the home report. I've only recently found out that the bank will only lend you up to the value on the home report and that I'd have to cover the rest myself. So what is a reasonable amount over to offer?
Also, do you have to go with the sealed bids thing? Or could I just tell the seller what I can offer to save time waiting about to see if I got it? |
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